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    Depending on where you live, you could get a small loan with an annual percentage rate of 36%, 300% or 600%.Why the staggering difference? Many factors contribute to the rate you receive on secured and unsecured loans, including your creditworthiness and the type of lender. But the reason one borrower can be quoted a rate...

      The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with...

      Lindsay Mack earned her bachelor’s degree from Georgetown University in 2005. Nearly 15 years later, when she considered the best way to grow her business acumen, an MBA was not it.Mack, who is from Philadelphia, grew her career without an MBA. When ready to advance her skills in platform strategy, she opted for a faster,...

      The share of women working full time, which had been growing steadily since 2011, began to decline during the COVID-19 pandemic when unreliable child care and remote learning put more caregiving responsibilities on women’s shoulders. But for those who have continued in the workforce, wage gr…

      Unemployment ticked up in May, but employers kept pumping out jobs — more than enough to beat expectations. The U.S. added 339,000 jobs in May, according to Friday’s jobs report from the Bureau of Labor Statistics (BLS). That’s well above the 190,000 gain forecast by economists surveyed by the news agency Reuters. It’s the 29th...

      When your finances start to spiral and it becomes increasingly difficult to keep up with credit card payments or build toward financial goals, switching your payment method temporarily to cash or debit could help. Spending with credit cards can stimulate the brain’s reward center and drive you to make more purchases, according to a recent...

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      The debt ceiling standoff kept the nation on edge as politicians negotiated the terms to raise the government's borrowing limit. Some observers said the situation was a “manufactured crisis.” The money was already spent, the bills were coming due, and the U.S. risked defaulting on its debt unless an agreement was reached to arbitrarily increase...

      At one time, no one had ever heard of a telegraph operator. An electrician. Auto mechanic. TV producer. X-ray technician. Software developer. Webmaster. Cybersecurity specialist.Advancements in technology have always spawned new kinds of jobs while rendering other ones obsolete. Artificial intelligence will be no exception. Right now, we don't fully know what those jobs will...

      Stacker used data from the Census Bureau's American Community Survey 5-Year Estimates, released in 2022, to determine the states with the highest educational attainment.   

      When a bank fails, the Federal Deposit Insurance Corp. tends to act quickly to protect customers' money and arrange for a healthy bank to buy the failed one. This process happened most recently on May 1 when First Republic Bank failed. But what happens if a neobank fails?A neobank, such as Chime or Current, is...

      In the spring of 2022—following the large decreases in consumer spending, stimulus checks, and other financial relief due to the COVID-19 pandemic—total revolving credit card debt reached its lowest level since 2014. But as consumer spending started to recover and inflation swelled, revolvin…

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