Financial advisers hear this complaint all the time: I'd like to start saving money, but by the end of the month I've got nothing left.

You can find extra dollars by figuring out how you spend your money. To start, call the non-profit Triad Money Management Center at (919) 767-8213 and ask for the free brochure ``Making a Budget and Making it Work.'Once you have detailed where your money goes, you'll see ways to spend less. Then all you'll need is willpower.

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